Razorpay

Full-stack payments and business banking for the Indian market.

Overview

Razorpay is a payments platform for the Indian market, covering UPI, cards, netbanking, and wallets, with business banking and payouts available through RazorpayX.

It includes hosted checkout, payment links and pages, recurring mandates through eNACH, virtual accounts for reconciliation, and split settlements for marketplaces. The product is India-specific and follows RBI regulatory requirements.

Common use cases

Accept UPI, cards, and netbanking payments in India
Collect recurring payments through eNACH mandates
Reconcile inbound transfers with virtual accounts
Split settlements between marketplace sellers

Key features

UPI, cards, netbanking, and wallets for the Indian market
Payment links, pages, and hosted checkout
RazorpayX business banking and payouts
Subscriptions and recurring mandates (eNACH)
Smart Collect virtual accounts for reconciliation
Route for marketplace split settlements

Sources and evidence

FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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