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  3. Razorpay
Razorpay logo

Razorpay

Full-stack payments and business banking for the Indian market.

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Visit websiterazorpay.com

Overview


Razorpay is a payments platform for the Indian market, covering UPI, cards, netbanking, and wallets, with business banking and payouts available through RazorpayX.

It includes hosted checkout, payment links and pages, recurring mandates through eNACH, virtual accounts for reconciliation, and split settlements for marketplaces. The product is India-specific and follows RBI regulatory requirements.

Common use cases


  • Accept UPI, cards, and netbanking payments in India
  • Collect recurring payments through eNACH mandates
  • Reconcile inbound transfers with virtual accounts
  • Split settlements between marketplace sellers

Key Features


  • UPI, cards, netbanking, and wallets for the Indian market
  • Payment links, pages, and hosted checkout
  • RazorpayX business banking and payouts
  • Subscriptions and recurring mandates (eNACH)
  • Smart Collect virtual accounts for reconciliation
  • Route for marketplace split settlements

Integration

Protocols
REST, Webhooks
Authentication
Key ID + secret
Official SDKs
Node, Python, PHP, Java, Ruby, .NET
Sandbox
Available
Documentation
Read the docs

Details

Product Types

APISDK

Geographic Coverage

India

Pricing Model

Usage-based

Categories

Payments & Billing

Directory last reviewed 1 August 2026

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