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The AI- and developer-first directory of fintech infrastructure tools. Curated APIs, data sources, and open-source projects for builders shipping payments, banking, and beyond.

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  3. Adyen
Adyen logo

Adyen

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Single global platform for card acquiring, local payment methods, and unified commerce.

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Overview


Adyen is a payments platform that acts as a direct acquirer in most markets it serves, covering online, in-app, and point-of-sale payments through one integration.

It supports card acquiring, local payment methods, SEPA direct debit, marketplace payouts, and in-person terminals, with settlement, reporting, and risk screening in the same platform. Pricing is quoted as interchange-plus. Onboarding runs through a commercial process rather than self-serve signup.

Common use cases


  • Accept cards and local payment methods across several countries
  • Unify online and in-store transactions in one report
  • Pay out to sellers on a marketplace
  • Run risk rules on transactions before capture

Key features


  • Direct acquiring across major markets rather than reselling
  • Unified commerce linking online, in-app, and in-store payments
  • Local payment methods with a single integration
  • RevenueAccelerate for authorisation-rate optimisation
  • Built-in risk engine with configurable rules
  • Platform payouts for marketplaces

Sources and evidence


FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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    Integration

    Protocols
    REST, Webhooks
    Authentication
    API key
    Official SDKs
    Node, Python, Java, PHP, Go, .NET, Ruby
    Sandbox
    Available
    Documentation
    Read the docs

    Details

    Product types

    APIPlatform

    Geographic coverage

    Global

    Pricing model

    Usage-based

    Categories

    Payments & Billing

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