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FintechToolkit

The AI- and developer-first directory of fintech infrastructure tools. Curated APIs, data sources, and open-source projects for builders shipping payments, banking, and beyond.

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Checkout.com logo

Checkout.com

Enterprise payment processing with direct acquiring and granular authorisation control.

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Overview


Checkout.com is a payment processor offering acquiring with interchange-plus pricing and configurable control over authorisation and retry behaviour.

It covers card acceptance with 3D Secure 2 authentication, alternative payment methods, card issuing, and settlement reporting. Integration ranges from a drop-in Flow component to a fully custom API integration, with authorisation, retry, and risk rules configurable per transaction.

Common use cases


  • Process card payments with interchange-plus reporting
  • Tune authorisation and retry logic per issuer
  • Issue cards alongside accepting them
  • Reconcile settlements from a single data feed

Key features


  • Direct acquiring with transparent interchange-plus pricing
  • Granular control over authorisation and retry logic
  • Flow drop-in and fully custom integration paths
  • Real-time reporting and reconciliation feeds
  • Fraud detection with configurable risk rules
  • Card issuing alongside acceptance

Sources and evidence


FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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    Integration

    Protocols
    REST, Webhooks
    Authentication
    API key
    Official SDKs
    Node, Python, Java, PHP, .NET
    Sandbox
    Available
    Documentation
    Read the docs

    Details

    Product types

    API

    Geographic coverage

    Global

    Pricing model

    Usage-based

    Categories

    Payments & Billing

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