Checkout.com
Enterprise payment processing with direct acquiring and granular authorisation control.
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Overview
Checkout.com is a payment processor offering direct acquiring with interchange-plus pricing and configurable control over authorisation and retry behaviour. It is a principal member of the Visa and Mastercard schemes, so acquiring is not resold through a third party.
It covers card acceptance, alternative payment methods, card issuing, and settlement reporting. Integration ranges from a drop-in Flow component to a fully custom API integration, with authorisation, retry, and risk rules configurable per transaction.
Common use cases
- Process card payments with interchange-plus reporting
- Tune authorisation and retry logic per issuer
- Issue cards alongside accepting them
- Reconcile settlements from a single data feed
Key Features
- Direct acquiring with transparent interchange-plus pricing
- Granular control over authorisation and retry logic
- Flow drop-in and fully custom integration paths
- Real-time reporting and reconciliation feeds
- Fraud detection with configurable risk rules
- Card issuing alongside acceptance
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