Brex

Spend management and corporate cards API for venture-backed and enterprise companies.

Overview

Brex covers the issuing side of payments: corporate cards, spend controls, expense management, and bill pay, with an API for programmatic card creation. Brex became part of Capital One in April 2026.

Underwriting is based on company cash balances rather than personal guarantees. Cards carry per-employee and per-category limits, receipts are captured against transactions, and spend data syncs to NetSuite, QuickBooks, and Xero. The product is US-focused.

Common use cases

Issue corporate cards with per-employee spend limits
Automate expense capture and categorisation
Pay vendor bills from a single approval workflow
Sync spend data into NetSuite or QuickBooks

Key features

Corporate cards with spend limits and real-time controls
Expense management with receipt capture and categorization
Bill pay and vendor payment automation
Multi-entity spend management for portfolio companies
ERP integrations with NetSuite, QuickBooks, and Xero
Programmable spend policies and approval workflows
Real-time dashboards with cash flow insights
Startup-friendly with no personal guarantee requirements

Sources and evidence

FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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