Alloy

Identity decisioning for KYC, KYB, and ongoing monitoring across 270+ data sources.

Overview

Alloy is an identity decisioning platform that orchestrates other verification providers rather than supplying identity data itself.

It connects document verification, watchlist screening, credit bureaus, and fraud vendors behind one decision, covering both consumer KYC and business KYB with beneficial-ownership resolution. Rules are configured in a workflow builder, so approval logic can change without a code deploy. Vendors called through Alloy are contracted separately.

Common use cases

Run KYC on a new consumer account
Verify a business and its beneficial owners for KYB
Combine several identity vendors behind one decision
Change approval rules without a code deploy

Key features

270+ data source integrations for identity verification
KYC, KYB, and ongoing monitoring in a single platform
No-code workflow builder for compliance decisioning
Real-time orchestration with parallel API calls
Configurable risk tiers with dynamic rules
Automated document verification and biometric matching
Sanctions and PEP screening with global coverage
Audit-ready reporting with full compliance trail

Sources and evidence

FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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