Yapily

Open banking infrastructure with no end-user interface — a pure API layer.

Overview

Yapily provides open banking infrastructure as an API layer with no end-user interface of its own, so the consent and authorisation experience is built by the integrator.

It covers PSD2 account information, payment initiation including variable recurring payments, data enrichment, and account verification across UK and European banks under a single contract.

Common use cases

Embed open banking without a vendor-branded UI
Read account data across UK and EU banks
Initiate payments from within your own flow
Build a white-label aggregation product

Key features

Pure API infrastructure with no end-user UI imposed
PSD2 account information across Europe and the UK
Payment initiation including variable recurring payments
Data enrichment and account verification
Single contract covering multiple markets
Built for platforms embedding open banking

Sources and evidence

FintechToolkit records the source behind core directory claims. This profile’s sources were last captured on 1 August 2026. Validate time-sensitive commercial, regulatory, and availability details directly with the provider.

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