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FintechToolkit

The AI- and developer-first directory of fintech infrastructure tools. Curated APIs, data sources, and open-source projects for builders shipping payments, banking, and beyond.

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  3. Yapily
Yapily logo

Yapily

Open banking infrastructure with no end-user interface — a pure API layer.

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Visit websiteyapily.com

Overview


Yapily provides open banking infrastructure as an API layer with no end-user interface of its own, so the consent and authorisation experience is built by the integrator.

It covers PSD2 account information, payment initiation including variable recurring payments, data enrichment, and account verification across UK and European banks under a single contract.

Common use cases


  • Embed open banking without a vendor-branded UI
  • Read account data across UK and EU banks
  • Initiate payments from within your own flow
  • Build a white-label aggregation product

Key Features


  • Pure API infrastructure with no end-user UI imposed
  • PSD2 account information across Europe and the UK
  • Payment initiation including variable recurring payments
  • Data enrichment and account verification
  • Single contract covering multiple markets
  • Built for platforms embedding open banking

Integration

Protocols
REST, Webhooks
Authentication
OAuth 2.0
Official SDKs
Java, Node
Sandbox
Available
Documentation
Read the docs

Details

Product Types

API

Geographic Coverage

Europe, UK

Pricing Model

Usage-based

Categories

Banking & Open Finance

Directory last reviewed 1 August 2026

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