Increase
Banking primitives — accounts, ACH, wires, and cards — exposed as a direct API.
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Overview
Increase exposes banking primitives as a direct API: ACH, wires, real-time payments, cheques, card issuing, and a real-time ledger.
The API is the primary interface rather than a dashboard, and the sandbox reproduces production semantics including settlement timing and return codes. Transaction records are immutable and bookkeeping primitives are built into the data model.
Common use cases
- Send an ACH or wire from application code
- Hold funds in a programmatically managed account
- Issue cards with spend controls
- Test money movement in a sandbox that mirrors production
Key Features
- Direct API access to ACH, wires, RTP, and cheques
- Real-time ledger with immutable transaction records
- Card issuing with programmatic controls
- Sandbox that mirrors production semantics
- Bookkeeping primitives built into the API
- Designed for engineers rather than a dashboard UI
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